Disclosures / Terms and Conditions

Winter Harbor Advisors is a Utah registered investment advisor (RIA) and is not presently registered in any other state. Winter Harbor Advisors may act as an investment advisor only in those states or jurisdictions where it is registered or in those states or jurisdictions where it either becomes registered or qualifies for an exemption or exclusion from registration based on the laws of the respective state or jurisdiction.

Information on this web site is limited to the provision of general information regarding Winter Harbor Advisors and does not substitute for information provided in the firm's required disclosures to clients and prospective clients. Winter Harbor Advisors does not and will not provide financial or investment advice over the Internet. Individuals should contact Winter Harbor Advisors in writing for additional information with respect to Winter Harbor Advisors. Winter Harbor Advisors does not make any representations or warranties with respect to the accuracy, completeness, or relevance of any information prepared by any unaffiliated third party, whether such information is linked to Winter Harbor Advisor's web site or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided appropriately.

Information provided on this web site is provided "as is" and for informational purposes only and nothing on this web site shall be taken or assumed as an implied or express warranty of any kind. Users should be aware that errors may occasionally occur and should verify any information with Winter Harbor Advisors prior to use. The information provided on this web site is produced and managed in Utah and Winter Harbor Advisors does not claim that the information contained herein is applicable or available in or to any other jurisdiction. Winter Harbor Advisors is not liable for any losses associated with errors on this web site, or the inability to access this web site. By using this web site, you expressly acknowledge that these terms and conditions shall be governed by the laws of the State of Utah and consent that any proceedings involving these terms shall be adjudicated in the courts of the County of Salt Lake, the State of Utah, or the United States District Court of Utah.

Winter Harbor Advisors reserves the right to alter or modify the terms and conditions at any time without prior notice.